Buy a Home with $0 Down!

If you are looking to purchase a home but find that you either do not have enough saved for a downpayment or that you do not want to liquidate financial assets to use as a downpayment, you can purchase a home with no money down!

If you are renting, why pay your landlord's mortgage? Why not reap the benefits of building your own equity? The general perception of many would-be-homebuyers and even that of some real estate agents is that a substantial down payment is required in order to purchase a home. This is simply not true. Because of this perception, many would-be-homebuyers feel they have to save for years before they have enough money for a downpayment so that they can finally enter the housing market. In the meantime, they are lining someone else's pockets while waiting a long time before they can start building their own equity. With the Zero Cash Downpayment Program you don't need a downpayment to buy a home.

Now you can realize the dream of owning your own home with zero downpayment.
The Zero Cash Downpayment Program offers you a way to buy a home with NO DOWNPAYMENT! You may have owned a home before and are presently renting, or are a first time homebuyer and need a way to break into the housing market but held back because you thought you required a substantial downpayment. Regardless of your present situation, you want a way to get into or to re-enter the housing market without having to make a cash downpayment. The Zero Cash Downpayment Program may be just the answer you need! Here's what is required:

1. An excellent credit history. You must have no recent history of bad debts and show consistent and timely payment of current liabilities.

2. Limited liabilities. You will be required to disclose all current liabilities you have in order to determine how much more debt you can carry, i.e., present car loan, credit cards, etc.

3. At least 3 years of employment stability. You will be required to show proof of employment for the past 3 years, i.e., a letter of employment from your employer or financial statements for the past 3 years if self-employed.

4. The financial ability to carry larger monthly payments. Without a downpayment you will be required to meet the obligation of larger mortgage payments. Your monthly payments could vary from a few to several hundred dollars more per month.

Under the Terms of the Program You Can Purchase Many Types of Properties.
They include:

• Detached or semi-detached homes
• Free-hold townhomes
• Condominium townhome

It is important to note that not all properties qualify for the Zero Cash Downpayment Program. I will ensure that you get an accurate picture of what properties may or may not be included in this program in Wichita.

Approved Bank Program
It is important to know that the Zero Cash Downpayment Program is an approved bank program. Call me and I can assist YOU in entering the housing market today!

Buying a home is one of the largest financial investments you will ever make.
Make your decision with confidence... call me today!